The Central government NPS subscribers who retired on or before 31/03/2025 with minimum 10 years of qualifying service or their legally wedded spouse can claim the following additional benefits under Unified Pension Scheme (UPS), over and above the National Pension( NPS )benefits already claimed:

  1. Lumpsum payment (one time) one-tenth of last drawn basic pay and dearness allowance thereon, for each completed six months of qualifying service.
  2. Monthly Top-up amount is calculated based on admissible UPS payout + Dearness relief (DR) minus representative annuity amount under NPS. 
  3. Arrears with simple interest as per applicable PPF rates.

 

The UPS benefits can be claimed through the following modes:

  • Physical mode- By visiting the DDO & submitting the Form (B2- for subscriber & B4/B6 – for the legally wedded spouse). The form can be downloaded from the following- www.npscra.nsdl.co.in/ups.php
  • Online mode- Visit www.npscra.nsdl.co.in/ups.php to fill the online form.
  • Last date to claim the benefits: 30thJune 2025.

For more details: Join the webinar @ https://www.pfrda.org.in/index1.cshtml?lsid=546

UPS Help Desk (toll- free) Number -18005712930

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